Best Android Phones Under ₦100,000 in Nigeria (November 2026): What You Can Still Buy and Smarter Options
Last updated: 12 November 2026 · By Naijatipsland Editorial Team · Editorial policy
A few years ago, ₦100,000 bought a decent new Android phone in Nigeria. In November 2026, that is no longer straightforward. Higher component costs and the exchange rate have pushed most entry-level phones from Tecno, itel, Infinix, Samsung and Xiaomi above ₦110,000, and a Legit.ng report in August described affordable smartphones as getting scarcer, citing an IDC forecast of falling global shipments.
So this is an honest guide. I will show you what new phones are closest to ₦100,000 right now, when a small stretch is worth it, and the smarter ways to get a usable phone on a firm budget, from flash sales to refurbished phones and 4G feature phones. If you can go up to ₦150,000 or ₦200,000, our separate guide to the best phones under ₦150,000 and ₦200,000 covers that range.
The short answer
- Brand-new phones under ₦100,000 are rare. The cheapest new smartphones from known brands sat at roughly ₦110,000 to ₦135,000 in early November 2026 listings.
- Closest new options: the itel A06 (about ₦110,000 to ₦130,000), the itel A100C (about ₦116,500 and up) and the Samsung Galaxy A06 64GB (from about ₦134,900 at one retailer).
- On a firm ₦100,000: watch for flash sales, consider a refurbished phone from a dealer with a warranty, or buy a 4G feature phone for WhatsApp and hotspot.
The cheapest new Android phones right now
These prices are from Nigerian retail listings checked in early November 2026. The same model can differ by tens of thousands of naira between sellers, usually because of different RAM and storage versions, flash sales and stock levels, so compare the exact version before paying.
itel A06
The itel A06, with a 6.6-inch HD+ screen, 64GB of storage, 2GB of RAM and a 4,000mAh battery, was listed on Jumia at about ₦109,990 to ₦115,000, with some listings tagged as Black Friday deals, and other versions up to about ₦130,000. Check whether the listing is the 4G version; some are labelled 3G. With only 2GB of RAM it suits calls, WhatsApp, Facebook and light browsing, not heavy gaming or many apps at once.
itel A100C
The itel A100C offers a 6.6-inch 90Hz screen and a 5,000mAh battery. On Jumia, the 2GB/64GB version was listed from about ₦116,570, and 3GB versions from about ₦148,000 to ₦155,000. Earlier in the year Legit.ng reported it from around ₦105,000, so it is worth watching for discounts.
Samsung Galaxy A06
If you can stretch a little, the Galaxy A06 is the strongest choice near this budget. It has a 6.7-inch screen, 4GB of RAM, a 5,000mAh battery and Samsung’s software support. Technocrat listed the 4GB/64GB version at ₦134,900 in November, while Jumia listings for the 64GB and 128GB versions ranged from about ₦153,000 to ₦180,000. Buy from authorised or well-known sellers, because cheap “Samsung” phones are a favourite of counterfeiters.
Tecno Pop 9 and Pop 10C
The Tecno Pop 9 (3GB/64GB) was one of the few new phones below ₦100,000 in mid-2026 roundups, at about ₦90,750 in June. By November, Jumia listed it nearer ₦170,000, and the Pop 10C at about ₦160,000. Prices on these models swing a lot between sellers, so if you see a Pop 9 near ₦100,000 from a reputable store, it is still a reasonable buy.
Xiaomi Redmi and POCO
The Redmi 14C, Redmi A-series and POCO C71 have all appeared near this budget during sales, with the POCO C71 3GB/64GB seen at about ₦102,000 on a flash sale in May. Their regular prices are usually higher, so treat them as sale buys.
Smarter options on a firm ₦100,000
1. Wait for a flash sale
November is Black Friday month, and Nigerian stores including Jumia run daily flash sales. Entry-level phones regularly drop by ₦10,000 to ₦30,000 for a few hours. Add the models above to your wishlist, check prices morning and evening, and pay only through the official site or app.
2. Buy a refurbished phone from a real dealer
A refurbished or UK-used Samsung, Redmi or older mid-range phone can give you a better camera and screen than a new entry-level phone. The risk is quality and stolen phones. Only buy from a dealer with a shop address, a receipt and a written warranty, and run the IMEI checks below. Avoid older phones that no longer get Android updates for banking apps.
3. Stretch by ₦10,000 to ₦35,000
If you can save a little more, the Galaxy A06 or a 3GB/4GB itel or Tecno model will last noticeably longer. More RAM is the upgrade you will feel every day, because 2GB phones slow down as apps grow.
4. Choose a 4G feature phone
If you mainly need calls, WhatsApp and a hotspot for another device, a 4G Android feature phone can do the job for far less. The itel it9320, with a 2.8-inch touch screen, 16GB storage, 2GB RAM and Wi-Fi hotspot, was listed on Jumia at about ₦38,500 to ₦45,000. It is a useful second phone for parents, older relatives or anyone who needs a battery that lasts.
What to expect from a phone at this price
- RAM: 2GB to 4GB. Aim for 3GB or more if you can; 2GB phones struggle with many apps.
- Storage: 64GB is the practical minimum in 2026, because WhatsApp media fills phones quickly. Use a memory card if the phone has a slot.
- Battery: 4,000mAh to 5,000mAh is common and lasts a day for most people. Pair it with a reliable power bank; see our guide to power banks in Nigeria.
- Cameras: fine in daylight, weak in low light. Do not expect night photos or sharp zoom.
- Software: look for Android 14 or newer, or the “Go edition” designed for low-memory phones. Older versions may lose support for some banking and government apps.
To make a budget phone feel faster, uninstall apps you do not use, set WhatsApp not to auto-download media, and stop apps using data in the background. Our guide on how to stop your phone using data in the background walks through the settings.
How to avoid fake and stolen phones
The budget end of the market is where counterfeit and stolen phones turn up most often. Before you pay:
- Check the IMEI. Dial *#06#. The number on screen should match the box and the IMEI in Settings. If the box and phone disagree, walk away. Our guide to tracking and blocking phones by IMEI in Nigeria explains how IMEI blocking works.
- Confirm the real specifications. Open Settings, then About phone, and check the RAM, storage and Android version. Fake phones often claim more memory than they have.
- Test before leaving. Insert both SIMs, make a call, test the speaker, microphone, camera and charging port, and connect to Wi-Fi.
- Keep the receipt and warranty card. Most new phones carry a manufacturer warranty, but only if you can prove where you bought them.
- Avoid deals that are too good. A “brand-new Galaxy” for ₦70,000 from an Instagram vendor is almost certainly fake or stolen. Pay through the store’s official checkout, not a personal transfer to a stranger. Our guide to common WhatsApp scams in Nigeria shows how these sellers operate.
Frequently asked questions
Can I still buy a new smartphone for under ₦100,000 in Nigeria?
Rarely, in November 2026. The cheapest new phones from known brands, such as the itel A06, were listed from about ₦110,000, with occasional flash sales close to ₦100,000. A refurbished phone or a 4G feature phone is the realistic choice if your budget is fixed.
Which is better at this price: itel, Tecno or Samsung?
itel usually offers the lowest prices, Tecno and Infinix often give bigger batteries, and Samsung tends to give longer software support. If you can reach about ₦135,000, the Galaxy A06 is the most balanced choice. Compare the exact RAM and storage version, not just the brand.
Is 2GB of RAM enough in 2026?
For calls, WhatsApp and light browsing, it will work, but it will feel slow with several apps open. If you can, choose a phone with 3GB or 4GB of RAM.
Are UK-used phones safe to buy?
They can be, from a dealer with a shop address, a receipt and a warranty. Check the IMEI, battery health and that the phone is not locked to a network or an account before paying.
Sources
- Jumia Nigeria: Cheapest smartphones (November 2026 listings)
- Jumia Nigeria: Smartphones under 100k (November 2026 listings)
- Jumia Nigeria: Samsung Galaxy A06 listings
- Technocrat Nigeria: Samsung Galaxy A06 64GB (November 2026)
- Jumia Nigeria: itel it9320 4G feature phone listings
- Comilmart: Best Android phones under ₦100,000 (October 2026, citing TechCabal and Legit.ng roundups)
Join the discussion
Have you tried this, or do you have a question we did not answer? 1 reader has already shared their view. Naijatipsland members help each other with real, first-hand experience.
Editor’s note: I wrote this honestly because the “under ₦100,000” phone has nearly disappeared from Nigerian shops. If your budget is firm, a flash sale, a trusted refurbished dealer or a 4G feature phone will serve you better than a suspiciously cheap “Samsung” from a stranger. – Ade